For many inhabitants of studio apartments and small homes, the question is not just how to make the living room furniture layout work; it is how to make it all work in a way that serves ten purposes while still leaving room to breathe. No small feat. You will want to select petite pieces, of course, so that none are too hulking or crowding in the small room. But what next? What kind of living room furniture layout will actually accomplish all you need it to without feeling cluttered? When social media savant Amy Stone (who took over AD is Instagram for a guide to the Hamptons last summer) joined forces with a design team at One Kings Lane to decorate her New York City apartment, this very concern arose

The announcement of Standard & Poor’s (S&P) to award Indonesia an investment grade rating on May 20 was a relief for many. The rating upgrade provided positive news for investors for at least two reasons. Firstly, it ended the long speculation for Indonesia’s sovereign rating position. S&P was the last of the three big credit rating agencies to award investment grade rating for Indonesia. Secondly, the upgrade for Indonesia was made when some large emerging economies experienced either downward outlook revision or a rating downgrade. After more than 20 years, with the last five years being held at BB+ or one level below investment grade, Indonesia is now back to investment grade rating from S&P. Before assessing any future impact of this rating adjustment, we should look first what are the reasons for this upgrade.

When starting up this Company and putting together the website, the first words in our description of Ubud were: “Ubud is a town unlike any other ...” My feeling at the time was that this statement may be a bit over the top. However, when listening to what expats had to say who knew Ubud from the last century, Ubud life must have been truly magical. Look up some of the old photos. (You find books at Ganesha Bookshop, Jl. Raya Ubud near the Post Office). I only joined the Ubud Community in 2000, but even then when the streets already started to fill up with traffic, immediately felt - ‘this is a place where to expect ‘The Good Life’ to happen.

To start with, you first want to consider your skills and capability. As a property investor you should not sell your properties just for the sake of ‘flipping over’, otherwise you are no different from a Property Vendor. More often than not a Property Investor will loose money when selling the investment on short notice again. However, if there is no sale, then there will be no money to purchase the next property. The property investment should be part of an asset allocation, besides saving deposits, bonds, gold and stock. So the investor should use ‘cold cash’ or long term- debt. The Property Investor should have two goals : cash flow and capital gain. This is the property investors specialty, because other investment will only give you one benefit.

Until the property market went quiet in the second half of 2014 and continuing still today, - all property professionals reminded us: “It’s all about location, location, location…” Now, while being still valid that LOCATION is important, it is certainly NOT THE ONLY factor for creating success in property investments. What I have seen (and my opinion seems to be close to the mark here) - if you seek success in property investment there are the following THREE issues to be analyzed: